When struggling with personal debt sometimes a formal insolvency procedure, like bankruptcy or an IVA, is not an appropriate course of action for you. Depending upon your circumstances Hawkins Insolvency may be able to negotiate with your creditors on your behalf. This is known as a Creditors Agreement and is not legally binding, which may be ideal if you need flexibility.
Like the IVA process we will sit down with you and go through all your debts and come to an agreement with your creditors. This means your interest may be frozen and you make a nominal payment for a certain duration while you get your finances back on track. Please call or email us on firstname.lastname@example.org to discuss your circumstances and if appropriate a member of the team will come and see you.